Insurance Commissioner Receives 99 IFCA Notices

Before filing suit to recover under the Insurance Fair Conduct Act (IFCA), the first-party claimant must give 20-days written notice to the insurance company. A copy of the notice must also be filed with the Office of the Insurance Commissioner (OIC).

Although the IFCA was enacted by the legislature in April 2007 and signed by Governor Gregoire in May 2007, it only recently became effective due to a citizen petition for referendum. Voters approved the law on November 6, 2007, and it became effective on December 6, 2007, under article 2 section 1 of the Washington State Constitution.

Nonetheless, the OIC has been receiving IFCA notices since May 2007, a total of 99 notices (including a few "second" notices) over the course of about seven months:

May............................4 notices
June...........................2 notices
July...........................10 notices
August........................22 notices
September...................17 notices
October......................10 notices
November...................13 notices
December 1 through 13....21 notices

Click here to view a list of the IFCA notices received by the OIC through December 13, 2007.


Watch for regular updates to be posted on this blog.

Note: The receipt of an IFCA notice by the OIC does not mean that the claim has merit or that the insurance company has violated any laws. It serves only as evidence that the claimant has notified the OIC and the insurer pursuant to IFCA that the claimant intends to file suit against the insurer if the alleged basis for the claim is not resolved within 20 days. Accuracy of the information is not guaranteed.